Accounts, budgets, investments, debts, goals, subscriptions, and an AI assistant that understands plain English — all in one beautifully simple dashboard.
30+
Features
6
AI-powered tools
5
Account types
£0
Forever
No bloat, no upsells. Every feature is included from day one.
Your complete financial picture — net worth, assets, liabilities, investments, and spending on one screen with month-over-month trends.
Current accounts, savings, credit cards, and investments. Balances update automatically as you add, edit, or delete transactions.
Full pagination, search, sorting, date and account filtering, CSV import with flexible column mapping, and export.
Set weekly or monthly budgets per category with real-time progress bars. Get nudges before you overspend.
Set targets with deadlines, track contributions, and watch your progress bar fill up over time.
Track loans, credit cards, and finance agreements with interest rates, minimum payments, and payoff progress.
Connect Trading 212 to auto-sync positions, or add manual holdings with live prices from Yahoo Finance. Group holdings however you like.
Keep tabs on Netflix, Spotify, gym memberships — see monthly and yearly costs at a glance with upcoming renewal alerts.
Set up daily, weekly, monthly, or yearly recurring income and expenses that auto-generate when due.
Beautiful colour-coded charts that show exactly where every penny goes, by category and over time.
12-month income vs expense trends, category spend analysis, daily and monthly cashflow charts with rolling averages.
Your own categories with custom colours and icons, or start with sensible built-in defaults during onboarding.
Six AI-powered tools built in — from natural language transaction entry to personalised monthly reports.
Slide-out AI panel on every dashboard page. Ask financial questions, get insights, and explore your data in plain English.
Type "£45 groceries yesterday" and the AI parses it into a structured record with the right category, account, and date.
Pattern-matching rules first, then AI fallback — so Tesco maps to Groceries and Netflix maps to Subscriptions, automatically.
A streaming AI-generated summary of your month — spending patterns, budget performance, and personalised recommendations.
AI-powered weekly financial digest with highlights, warnings, and actionable advice based on your recent activity.
AI analyses your subscriptions and suggests where you could save money or consolidate services.
Anomaly detection, cashflow forecasting, recurring pattern recognition, and more — working quietly in the background.
Automatically flags unusual spending — categories where you spent significantly more than your average.
Projected income and expenses for the month ahead with confidence scoring based on your history.
Scans your transactions and surfaces recurring patterns — weekly, bi-weekly, monthly, or yearly — so you can convert them.
Browser push and email notifications when you approach or exceed your budget thresholds.
Split a single payment across multiple categories — perfect for supermarket shops or mixed business expenses.
Share accounts and budgets with family or a partner. Set view-only or edit permissions with invitation management.
Open banking, dark mode, multi-currency, PWA support, and bank-grade encryption.
TrueLayer integration for UK bank accounts. Transactions sync automatically and on each login.
Installable on mobile and desktop with offline fallback, font caching, and stale-while-revalidate.
System-aware or manual dark/light theme toggle. Looks great day and night.
Choose your base currency during onboarding — GBP, USD, EUR and more. All amounts format accordingly.
Step-by-step setup wizard — currency, accounts, categories, and feature discovery in under two minutes.
AES-256-GCM encryption for account names, descriptions, and OAuth tokens. Row-level security via Supabase.
No complicated setup. A guided wizard gets you from zero to full dashboard in under two minutes.
Sign up in seconds with email. No credit card, no trial — just free.
A guided wizard walks you through currency, accounts, categories, budgets, goals, debts, and investments.
Type transactions in plain English, auto-categorise imports, and get weekly AI insights on your spending.
Net worth trends, cashflow forecasts, spending anomalies, and budget progress — all on one dashboard.
Account names, transaction descriptions, and all OAuth tokens are encrypted at rest with AES-256-GCM. Supabase row-level security isolates your data completely. We don't sell data, serve ads, or share anything with third parties. Ever.
Built with Next.js 16 · TypeScript · Tailwind CSS 4 · Drizzle ORM · PostgreSQL · Supabase Auth · Groq AI · Recharts · TanStack Table · Radix UI
Join BalanceVisor today — it takes less than a minute and it's completely free. No catches.